Find out if you may be covered by the CTP Scheme by answering a short set of questions.

These questions are designed to cover general circumstances that apply to most motor vehicle accidents. If you have any questions, contact the CTP Regulator or the CTP Insurer of the vehicle that caused the accident. You can also visit our publications page for more information on how to recover from your motor vehicle accident injuries.

This information is provided as a guide only. Regardless of the information presented below, you may lodge a claim. The CTP Insurer will review your claim, and will make a decision to accept or deny liability.

If a family member has died because of a motor vehicle accident, visit Fatality claims instead.

Provided as information only, and is not legal advice.



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