If you have been injured in a motor vehicle accident, you can lodge a CTP claim.

Check whether you're covered by the CTP Scheme.

Generally, a claim will be accepted if:

  • the accident was caused by a South Australian motor vehicle*, and
  • someone other than the injured person was (at least partly) responsible for causing the accident*, and
  • the accident happened less than three years ago.

*People under 16 at the time of the accident are covered, even if they caused the accident. Read our Children's CTP claims fact sheet for more information.

If you are not sure whether your claim will be accepted, you can:

Interstate vehicles

If the vehicle that caused the accident is registered interstate, your claim will be managed by the interstate CTP Insurer. To lodge a claim, fill out a South Australian Injury Claim Form. Send your completed form to the at-fault vehicle's CTP Insurer.

If you need help, contact the CTP Regulator or the relevant interstate CTP authority.

Unregistered or unknown vehicles

If the at-fault vehicle was unregistered, or if you don't know its registration number, you can still lodge a CTP claim. This is called a 'nominal defendant' claim.

Visit Lodge your claim for information about how to do this.

Serious injuries

If you have been seriously injured in a motor vehicle accident, you might be covered by the Lifetime Support Scheme.

Eligible injuries include:

  • Brain injury (moderate to severe)
  • Spinal cord injury
  • Severe burns
  • Blindness
  • Amputation.

You may be eligible for support by the Lifetime Support Scheme, even if your CTP claim is not accepted. Contact the Lifetime Support Authority for more information.