CTP premiums are set using a community rating by type and purpose of use of vehicle, and garaging location (Insurance Rating Districts 1 and 2).

Motor vehicles are classified into separate premium classes, with the owners of a particular class of vehicle all paying a premium within the limits based on the claims experience of that class.

View the premium classes for 2019-20.

Information for rideshare operators

If you use your vehicle for paid rideshare purposes, your vehicle now comes under a separate premium class. The class recognises that your vehicle is used in a different manner to other vehicles. Putting rideshare and chauffeured vehicles into separate premium classes will ensure that their CTP premiums reflect their specific scheme risks and costs.

On 7 June 2019, the Regulator determined an amendment to the 2018-19 CTP Insurance Premium Schedule for Taxis as follows: