Nothing. The change in premium class will automatically appear on your vehicle registration renewal notice effective from 1 July 2020 or your account if you pay by direct debit.

The terms ‘metropolitan’ and ‘regional’ are not used to define the districts. The key measure used to set the districts is the number of motor vehicle accident injury claims made as a result of accidents caused by vehicles garaged in the district. This is known as claims frequency. The accidents do not always occur in the area in which the vehicle is garaged.

District 1’s areas have a higher number and cost of claims, whereas district 2 areas have a lower number and cost of claims. The districts are not based on any other characteristics of the area like block size or available services.

If you own a private passenger vehicle, based on the lowest available annual premium for policies effective from 1 July 2020, the CTP premium will move from $201.03 to $295.40.

If you own a goods carrying: heavy vehicle and are entitled to an input tax credit, based on the lowest available annual premium for policies effective from 1 July 2020, the CTP premium will move from $1,325.44 to $1,793.12.

Information for other vehicle types can be calculated for the current prices using the CTP Premium Calculator.

A suburb must have more than two claims per 1,000 registered vehicles and 30 or more CTP claims between 2013 and 2019 for it to be a district 1 suburb.

Vehicles garaged in Lewiston and Two Wells will now be classed the same as vehicles in neighbouring Virginia and Penfield Gardens. Vehicles garaged in Aldinga Beach and Sellicks Beach, will now be classed the same as vehicles in neighbouring Port Willunga and Aldinga.

This brings them in line with suburbs that meet this criteria and are already in district 1.

The CTP insurance rating districts were introduced in 2002. Reviewing the district boundary identified areas that had claims experiences inconsistent with their current district classification. These areas were transferred to the appropriate district to help ensure CTP premiums are applied fairly across the community.